Some people have put off the process of planning wills because they aren’t sure what to put in them. They may know they have assets that they’d like to leave to their loved ones, but working through the legalities of a will can be daunting. It can sometimes seem easier to leave it for another day, but that day could be too late.
Fortunately, creating a will is a lot easier than it might seem. Here are a few things to consider putting in yours when the time comes to begin estate planning.
If you have something specific that you know someone in your family or friends circle would appreciate more than anyone else, a will is the best place to make your intentions known.
You might have a stamp collection that a grandchild has viewed with great delight over the years, or a brother you might know could benefit from a cash injection to buy a new home. Rather than leaving it up to your family to decide where your assets go, leave instructions to make the entire process much easier for them.
One of the best times to start planning your will is when you have welcomed new children into your family. Should the worst ever happen to you, it’s crucial to make plans for your children’s future without you.
The unfortunate reality is that transitioning to a retirement home is going to be stressful for all involved. Even when hiring removalists and being organised, it’s a significant change in your family’s life, and there’s going to be an adjustment period.
However, you can undoubtedly make sure the transition is as straightforward as it can be by possibly doing some of the following things:
Hiring a Moving Company
If you or your loved one is moving into a retirement home, then they possibly are no longer able to care for themselves and their home as well as they used to. Therefore, it’s easy to assume that moving furniture is likely also outside of their limits.
Aside from hiring muscle power to move large and cumbersome furniture, you also get to benefit from their generously sized transport. Rather than having to hire a trailer or making several trips, a moving company in a truck picks up everything in one trip and takes it to your new home with ease.
Make Several Trips to the Retirement Home Before Moving
Whether it’s you or a family member moving into retirement housing, consider how much easier the transition might be if you’ve made several trips to the facility before moving. The more you familiarise yourself with it before moving day arrives, the less daunting it will be when you finally say goodbye to your old home for good.
Even though physical fitness is recommended for both young and old, many older adults can find it challenging to keep up. Bone and joint pain, along with connective tissue issues, can make most standard exercise types uncomfortable and even painful.
However, that’s not to say you can’t exercise at all, especially since it’s so crucial for our health and wellbeing. If pain and discomfort are slowing you down, consider any of the following low-impact exercise types.
Walking is something that requires minimal effort, no money, and no extra equipment. It’s also something you can do in the comfort of your home with equipment if you have no intentions of venturing out.
One of the last things you want to go wrong in your home is the plumbing. Plumbing problems can cost a fortune, especially when leaks spring and lead to significant water damage.
However, you can pre-empt issues that will require your attention sooner rather than later in some situations. Typically, this is because of an aging plumbing system. So, how can you tell your plumbing system is getting old? Any of these indicators below can point to that being the case.
Water is Discoloured
You mostly expect any water that comes out of your tap to be clear, but that’s not always the case if your plumbing system is getting old. Cloudy water can be caused by air within your pipes, but rust is a known problem if your water is coming out brown or yellow.
If your water has a green tint, corrosion in copper pipes might be to blame. Sometimes, it’s not your pipes that are to blame, but your city’s. In either situation, call a plumber to identify the cause of the issue and come up with a solution.
Getting dentures for the first time can be overwhelming. It can also be exciting and emotional. You all of a sudden have the means to chew and talk properly and smile with confidence.
As a result, care instructions given to you by your dentist may not sink in, and you might be left feeling like you’re forgetting some of the most important information about your new teeth. To help your dentures last the distance, consider the following information.
Avoid Any Abrasive Cleaning and Care Products
You might think you’re doing right by your dentures by using strong cleansers, hard-bristled brushes, whitening toothpastes, and harsh oral care products, but you may actually be causing damage. There are specific denture products on the market to use to ensure you’re caring for your new teeth appropriately.
Some other products designed for your natural teeth can lead to damage. There’s also no point in using whitening toothpastes since peroxide rarely changes the colour of denture teeth.
While cleaning, it’s also worth keeping in mind that hot or boiling water should be avoided. These can warp your dentures, leading to expensive repairs.
When you’re so focused on keeping your physical health in check as you age, it can be easy to forget about your mental health. Psychologists will tell you that the two are closely linked. It’s worth keeping that in mind when you carry out daily activities designed to keep you fit and healthy.
Fortunately, it can be just as straightforward to take care of your mental health as it is your physical health. Consider filling your days with some of these things below.
Have a Plan For Your Retirement Years
It can be a challenging transition to move from full-time or part-time work to full retirement. You go from having a daily routine to being left to your own devices.
Friends and family might attempt to fill your days by loading you up with DIY tasks and grandchild babysitting, but it’s essential to consider what you want to do. You might have a hobby you’d like to focus on or a club to join. You might even look at volunteering opportunities.
Focus on making a plan for your retirement years before you retire. That way, there might be less chance of you falling into a rut that affects your mental health.
Vision is one of our most important senses and one we rely on to help us with everyday life. However, in many situations, it’s not always going to be at its best, with conditions like cataracts seeing the need for cataract surgery.
Cataracts affect over 700,000 Australians, and it’s the leading cause of blindness worldwide. Given its prevalence in most populations, it’s essential to look out for signs of this condition commonly associated with the natural aging process.
What Are Cataracts?
Cataracts are defined as being cloudiness of your eyes’ usually clear lenses. They tend to develop slowly over time and require diagnosis by a medical professional. Cataracts can be treated, but early diagnosis is crucial to a successful outcome. Therefore, it can be essential to look out for some of the following signs of cataracts.
Clouded or Blurred Vision
Blurred vision can be caused by many things, such as migraines, refractive errors, and cornea abrasions. However, one of the most common causes of blurred or clouded vision as you age is cataracts.
Most people take home security quite seriously, but if you live alone, there is value in taking it even more seriously than if you would if you lived with other people.
Being alone can make you feel vulnerable, and you can also be seen as vulnerable by those who wish to enter your home without your permission. For peace of mind and safety, consider the following security measures.
Install A Security Camera
Technology is evolving at a rapid pace, and it’s also becoming much more affordable. Security cameras used to cost hundreds, if not thousands of dollars, but you can now purchase them for a fraction of that.
Install a security camera so that you can enjoy peace of mind when you’re home and even more so when you’re not. Whenever you feel the need, you can view the footage on your phone or computer to ensure nothing untoward is happening around your home.
If you were ever the victim of a crime like theft, you might be able to hand over helpful video footage and photos to police to bring the criminal to justice.
A will is a legal document that allows you to express how you want your assets and property to be distributed when you die. Planning wills is a simple process that requires you to outline information such as benefactors and what they should receive.
However, as straightforward as estate planning and will creation is, at least half of Australians still don’t have a valid will. If you die without one, you’re leaving behind a complicated mess for your loved ones.
What Does the Law Say About Dying Without a Will?
The law can be complicated when it comes to what happens when you die without a will. The answer to that question can depend on where you live. If you die without a will in Australia, it’s called intestacy, or ‘dying interstate’.
Typically, the law allows your assets to be divided up among surviving immediate family members, such as a spouse or children. However, if no close family members can be found, your assets may be allocated to parents, grandparents, aunts and uncles, and cousins.
Depending on the state, organisations and individuals may also be able to pursue moral claims against your assets and estate. A charity with close links to you and those not related to you may end up with some of your assets if successful.