Research has revealed that not only have Australians not put time or effort into estate planning, but half of them don’t even have a basic will. That means that if they should die before putting one in place, their assets may not go to the people they were hoping for, and dependents may not end up with those who can care for them the best.
If the fear of not having control over who gets your possessions has spurred you to take action, you might be wondering what you need to do next. For the most comprehensive plan for your loved ones to follow once you pass, ensure your estate plan incorporates the following:
A will is a legal document that outlines how your assets should be distributed when you die. Typically, there are instructions for your loved ones to follow and even some lifestyle requests, such as scattering your ashes somewhere lovely.
When putting your will together, you must have at least one executor to ensure your wishes are followed. This document must also be witnessed.
For many decades, dental care was something most people feared. In fact, older generations were subjected to sometimes painful procedures that made them fearful of visits throughout their adult life.
However, technology has evolved in leaps and bounds, which means that some of the most common reasons why people used to fear going to the dentist are no longer relevant.
If you have been putting off a visit for much-needed dental implants, dentures, or just a check-up, the following information may help you see that there is nothing to fear.
Not everyone realises that estate planning and wills are not the same things. While your intention can be the same, there can be much more involved in estate planning as a whole, rather than simply putting together a will.
If you’re unsure what’s involved in either estate planning or will creation, the following information may prove helpful.
What is an Estate Plan?
An estate plan involves creating a plan for your assets and any investments when you die. It ensures your loved ones are provided for while also making sure your assets make it to the people you wished to benefit from them.
Estate plans incorporate the making of a will, your superannuation death nomination, power of guardianship, power of attorney, testamentary trusts, and medical treatment wishes if you’re no longer able to communicate.
While having an estate plan in Australia is not a legal requirement, it can be a worthwhile plan to make sure your family and friends are well cared for in the event of your passing.
The highest rate of dental fear is in the 40-64-year age range, with many people in this group avoiding trips to the dentist as much as possible.
However, dentists themselves are not scary people. They are like any other adult, just doing their job and providing a service. So, why do people fear them? Dentists shouldn’t take it personally because these common reasons for dental fear below have nothing to do with the dentist themselves.
Past Bad Experiences
Dental technology has come a long way in the last few decades, but it can be hard to see that if you’ve had previous bad experiences with archaic technology.
One of the best things you can do for yourself, your family, and their future, is put time into planning wills. Even though you may not think you have enough assets to require a will, the threshold can be a lot lower than you might think.
Wills allow you to have some control over who gets your assets when you die, including your estate, pets, and children. Whether you’re in the process of creating a will from scratch or upgrading the one you already have, make sure you take some time to plan and research. By doing so, you may be able to avoid some of the following mistakes.
Failing to Create a Will At All
Estate planning and will creation can take some time. So much time, in fact, that you may put it off until it becomes too late. Once you have a will in place, it can require minimal upkeep.
Therefore, it can be worth setting time aside to think about your estate and who you would like it to go to. Everything from life insurance policies and superannuation to personal belongings and cars should be factored into a will.
If you don’t make your intentions known in a legal document, you may never be able to ensure that the people you wanted your assets to go to will receive them. Your death may even result in court cases to split assets between family members with legal intervention.
Whether you’ve lost your natural teeth to decay, disease, or even an accident, you might be wondering what your options are. Your dentist might recommend dentures, which are especially common among older adults.
However, not everyone is convinced that dentures are the right option for them. While it’s true that dental implants might also be of value, there are several reasons why dentures could be even better for your unique situation.
They Are Comfortable to Wear
Technology is evolving all the time, which means that uncomfortable dentures your own grandparents wore several decades ago may not be the same dentures you can expect to wear. It’s true that it can take a few visits to your dentist to achieve the correct fit, but these visits are worth it for your overall comfort.
Many people decide to get laser eye surgery when they are tired of wearing contact lenses and glasses. They don’t have to worry about making allowances under helmets or experiencing discomfort when swimming and partaking in adventure sports.
However, it’s easy to become overwhelmed when you start looking at your laser eye surgery options. There are so many different laser surgery types available, and not all will suit your needs.
Fortunately, your eye care specialist can walk you through the best options. Still, we’ve included the most common surgery types available in today’s market.
Laser Assisted In-Situ Keratomileusis (LASIK)
Out of all laser eye surgery options, LASIK or laser assisted in-situ keratomileusis would have to be one of the most popular. It’s fast, offers the quickest recovery times, and is also one of the most comfortable options for patients.
This type of eye surgery involves two lasers to reshape the cornea rather than blades. It’s also one of the most preferred options for conditions like presbyopia, astigmatism, hyperopia, and myopia.
When your appointment time rolls around, you will experience laser treatment for just a few seconds on each eye, and you will be able to drive and do most daily activities within 24 hours. It may offer you much-needed peace of mind to know that LASIK is FDA-approved.
You may not know it, but we are constantly building bone mass until we blow out the candles on our 30th birthday. From that point onwards, we’re breaking down more bone than we’re rebuilding.
As a result, it becomes crucial for our bone health to factor activities and changes into our lives that combat bone loss rather than contributing to it. Here are a few things you can do to keep your bones healthy as you age.
Ensure You Get Plenty of Vitamins and Minerals
Talk to your doctor about the vitamins and minerals you should consume plenty of to assist with bone health. Calcium and Vitamin D can be the two standout options in this respect.
When you decide that the time has come to move from your family home into retirement housing, there’s generally a lot to consider, such as packing and hiring removalists.
The hardest decision to make is, of course, making the move itself. Still, there are also many more minor decisions to make along the way.
Knowing you have so much to plan and think about can lead to some very common mistakes. A small amount of research before moving day may help you avoid many of them – such as these below.
Not Hiring a Moving Company
Even though you might be thinking about all the costs associated with moving, hiring a moving company can actually be a lot more affordable than you might think. If you decided not to hire one, you often have to find people with trailers to help you move, and if such people aren’t available, you may end up needing to hire a company anyway.
Moving companies can handle all parts of the moving process, from loading your possessions and furniture into the truck to unloading it into your new home. Many people who have hired moving companies before say they would do it again in a heartbeat due to how convenient it is during a high-stress time of your life.
Even though dental implants are a common procedure that dentists perform at least most weeks, that doesn’t mean the average person in need of them understands what they’re all about.
You might be toying with the idea of dentures or dental implants, or you might be concerned about how much care is involved in dental implants. If you’re feeling overwhelmed by the idea of this treatment option, it can be worth asking your dentist some of the following questions: